Our principles at a glance
Here you will find a summary of the most important conditions for financing.
Who can apply for a mortgage from Bayer Pension Fund Schweiz?
The offer applies exclusively to natural persons residing in Switzerland.
Which properties can be financed with a mortgage from Bayer Pension Fund Switzerland?
Only owner-occupied homes, holiday properties and rented individual properties located in Switzerland.
How much can real estate be pledged as collateral (debt financing)?
- up to 70% for owner-occupied homes (classic mortgage)
- up to 75% for owner-occupied homes pledged by Pension Fund (extended mortgage)
- up to 50% for holiday properties
- up to 67% for rented individual properties
How far in advance can you fix interest rates (fixed-rate mortgage)?
Take out your mortgage up to 12 months in advance, at no extra cost.
Mortgages only on request.